• ✱ Free consultations ✱ Walk-ins welcome weekdays ✱ Serving St. James since 2020

Local Insurance Guidance in Smithtown, New York

Local Insurance Guidance in Smithtown, New York

Local Insurance Guidance in Smithtown, New York

TJM Agency is an Allstate agency on Moriches Road. Visit our office or book a call, and we'll review your auto, home, life, or business coverage with you. Consultations are always free.

TJM Agency is an Allstate agency on Moriches Road. Visit our office or book a call, and we'll review your auto, home, life, or business coverage with you. Consultations are always free.

Proud to support the Smith Town community

  • logo
  • logo
  • logo
  • logo
  • logo
  • logo
  • logo
  • logo
  • logo
  • logo
  • logo
  • logo
  • logo
  • logo
  • logo
  • logo
  • logo
  • logo
  • logo
  • logo
  • logo

About TJM Agency

Thomas Maher founded TJM Agency in 2020 to give his neighbors the kind of personal attention you'd expect from family. Before insurance, he spent more than 20 years in leadership roles at Apple and Dell, taught social studies, and coached varsity track. He is a U.S. Marine and has lived in St. James since 2008. Today, our team helps families and business owners across St. James, Smithtown, and Long Island protect what matters most.

Local Service, Backed by Allstate

Since

79108862
07236625
65627352
06436662

Serving Saint James from our Moriches Road office.

Since

00141942
08537513
45453532
04885593

Serving Saint James from our Moriches Road office.

Since

34058392
07138243
50793682
03780477

Serving Saint James from our Moriches Road office.

Experience

57304442
02805834
+

Years of Allstate protecting its customers.

Experience

95362352
00159884
+

Years of Allstate protecting its customers.

Experience

08284852
09119486
+

Years of Allstate protecting its customers.

Coverage

79162991
03617270

Types of insurance for home, vehicles, family, and business.

Coverage

63994461
07216162

Types of insurance for home, vehicles, family, and business.

Coverage

67801251
01878714

Types of insurance for home, vehicles, family, and business.

Local Rating

49260614
.1301879
03317359

From 210 customer reviews of our Saint James office.

Local Rating

09486944
.7448607
14433679

From 210 customer reviews of our Saint James office.

Local Rating

01161644
.1671076
25709659

From 210 customer reviews of our Saint James office.

image
image
image
image

Services

Insurance for NY Families and Businesses

Home & Property Insurance

Homeowners, condo, renters, and landlords & hosts coverage for where you live or rent out.

Car & Recreation Insurance

Car, motorcycle, ATV, and boat insurance for everything you drive or ride.

Life Insurance

Coverage that helps provide financial security for the people who depend on you.

Business Insurance

Coverage for small business owners, from a local agent who runs a small business too.

image
image
image
image

Services

Insurance for NY Families and Businesses

Home & Property Insurance

Homeowners, condo, renters, and landlords & hosts coverage for where you live or rent out.

Car & Recreation Insurance

Car, motorcycle, ATV, and boat insurance for everything you drive or ride.

Life Insurance

Coverage that helps provide financial security for the people who depend on you.

Business Insurance

Coverage for small business owners, from a local agent who runs a small business too.

image
image
image
image

Services

Insurance for NY Families and Businesses

Home & Property Insurance

Homeowners, condo, renters, and landlords & hosts coverage for where you live or rent out.

Car & Recreation Insurance

Car, motorcycle, ATV, and boat insurance for everything you drive or ride.

Life Insurance

Coverage that helps provide financial security for the people who depend on you.

Business Insurance

Coverage for small business owners, from a local agent who runs a small business too.

how it works

How a Free Insurance Consultation Works

STEP 01

Reach Out

Book a call online, call or text our office, or visit us any weekday between 9 a.m. and 5 p.m.

STEP 01

Reach Out

Book a call online, call or text our office, or visit us any weekday between 9 a.m. and 5 p.m.

STEP 02

Strategize

We develop a tailored roadmap aligned with your goals, defining measurable objectives, structured milestones, and focused execution priorities.

STEP 02

Strategize

We develop a tailored roadmap aligned with your goals, defining measurable objectives, structured milestones, and focused execution priorities.

STEP 03

Execute

We support implementation, monitor progress consistently, refine strategy when needed, and ensure sustainable growth through disciplined performance.

STEP 03

Execute

We support implementation, monitor progress consistently, refine strategy when needed, and ensure sustainable growth through disciplined performance.

STEP 01

Reach Out

Book a call online, call or text our office, or visit us any weekday between 9 a.m. and 5 p.m.

STEP 02

Strategize

We develop a tailored roadmap aligned with your goals, defining measurable objectives, structured milestones, and focused execution priorities.

STEP 03

Execute

We support implementation, monitor progress consistently, refine strategy when needed, and ensure sustainable growth through disciplined performance.

STEP 02

Share Your Needs

Bring your current policies if you have them. We'll ask about your home, your vehicles, and anything else you want protected.

STEP 03

Review Your Options

We'll walk you through the coverage that fits your situation and answer your questions. You decide the next step.

Our Insurance Solutions

Coverage Built Around
What Matters Most

Coverage Built Around
What Matters Most

thumbnail

Auto

Coverage for your car, your passengers, and the drivers you share the road with.

thumbnail

Auto

Coverage for your car, your passengers, and the drivers you share the road with.

thumbnail

Auto

Coverage for your car, your passengers, and the drivers you share the road with.

thumbnail

Home

Help protect your house, your belongings, and your family's liability.

thumbnail

Home

Help protect your house, your belongings, and your family's liability.

thumbnail

Home

Help protect your house, your belongings, and your family's liability.

thumbnail

Condo

Coverage for your unit, your fixtures, and the things you own inside.

thumbnail

Condo

Coverage for your unit, your fixtures, and the things you own inside.

thumbnail

Condo

Coverage for your unit, your fixtures, and the things you own inside.

thumbnail

Renters

Protect your belongings and your liability, wherever you rent.

thumbnail

Renters

Protect your belongings and your liability, wherever you rent.

thumbnail

Renters

Protect your belongings and your liability, wherever you rent.

thumbnail

Umbrella

Extra liability protection that helps cover you when the limits of your other insurance policies aren’t enough.

thumbnail

Umbrella

Extra liability protection that helps cover you when the limits of your other insurance policies aren’t enough.

thumbnail

Umbrella

Extra liability protection that helps cover you when the limits of your other insurance policies aren’t enough.

WAYS TO CONNECT

Talk With Our Team

Talk With Our Team

Book A Call

Most Convenient

For busy schedules and quick planning.

icon

Choose your preferred day and time

icon

Personal call with our team

icon

Review of your coverage needs

icon

Options explained over the phone

icon

Follow-up at your convenience

Free

Consultation

Book A Call

Most Convenient

For busy schedules and quick planning.

icon

Choose your preferred day and time

icon

Personal call with our team

icon

Review of your coverage needs

icon

Options explained over the phone

icon

Follow-up at your convenience

Free

Consultation

Call or Text Us

For quick questions and updates.

icon

Speak with our team directly

icon

Ask quick questions

icon

Get help with next steps

icon

Monday–Friday, 9 a.m.–5 p.m.

icon

9 a.m. to 5 p.m

(631) 686-5177

Call or Text Us

For quick questions and updates.

icon

Speak with our team directly

icon

Ask quick questions

icon

Get help with next steps

icon

Monday–Friday, 9 a.m.–5 p.m.

icon

9 a.m. to 5 p.m

(631) 686-5177

Visit Our Office

For those who prefer to meet face to face.

icon

Meet with our team in person

icon

Review your insurance needs

icon

Coverage options explained in person

icon

Get help understanding your options

icon

Visit during office hours

Free

/Consultation

Visit Our Office

For those who prefer to meet face to face.

icon

Meet with our team in person

icon

Review your insurance needs

icon

Coverage options explained in person

icon

Get help understanding your options

icon

Visit during office hours

Free

/Consultation

OUR AGENCY

Meet Our Team. Your Local Agent.

Meet Our Team. Your Local Agent.

  • image

    Thomas Maher

    Allstate Elite Agent, Agency Owner

    icon
    icon
    icon

    U.S. Marine, Former Teacher and Coach

    12+ Years Experience

    After two decades in leadership at Apple and Dell, Thomas opened TJM Agency to serve the town he calls home. He brings the same discipline he learned as a Marine and the patience he learned as a teacher to every customer conversation.

  • image

    Steph

    Sales Representative

    icon
    icon
    icon

    Steph helps TJM Agency customers with their everyday insurance needs, questions, policy changes, and coverage reviews. She brings a friendly, patient approach and is committed to making every customer feel supported.

  • image

    Bronna

    Sales Representative

    icon
    icon
    icon

    Bronna works closely with TJM Agency customers to help them understand their insurance options and find coverage that fits their needs. She brings a caring, professional approach focused on trust, clarity, and personal service.

  • image

    Thomas Maher

    Allstate Elite Agent, Agency Owner

    icon
    icon
    icon

    U.S. Marine, Former Teacher and Coach

    12+ Years Experience

    After two decades in leadership at Apple and Dell, Thomas opened TJM Agency to serve the town he calls home. He brings the same discipline he learned as a Marine and the patience he learned as a teacher to every customer conversation.

  • image

    Steph

    Sales Representative

    icon
    icon
    icon

    Steph helps TJM Agency customers with their everyday insurance needs, questions, policy changes, and coverage reviews. She brings a friendly, patient approach and is committed to making every customer feel supported.

  • image

    Bronna

    Sales Representative

    icon
    icon
    icon

    Bronna works closely with TJM Agency customers to help them understand their insurance options and find coverage that fits their needs. She brings a caring, professional approach focused on trust, clarity, and personal service.

blogs

Insurance Tips from Our Saint James Office

icon

Mar 7, 2026

icon

5 min read

What to Bring to Your Car Insurance Consultation

A short list of documents that help us review your coverage.

icon

Mar 7, 2026

icon

5 min read

What to Bring to Your Car Insurance Consultation

A short list of documents that help us review your coverage.

icon

Mar 8, 2026

icon

5 min read

7 Questions to Ask During a Home Insurance Review

Make sure your policy still fits your home and your plans.

icon

Mar 8, 2026

icon

5 min read

7 Questions to Ask During a Home Insurance Review

Make sure your policy still fits your home and your plans.

icon

Mar 9, 2026

icon

5 min read

A Renters Insurance Checklist for Your Next Move

Steps to protect your belongings before and after moving day.

icon

Mar 9, 2026

icon

5 min read

A Renters Insurance Checklist for Your Next Move

Steps to protect your belongings before and after moving day.

faqs

Frequently Asked
Insurance Questions

Is the insurance consultation really free?

Yes. There is no cost to meet or speak with us, whether you visit the office or book a call.

What types of insurance do you offer?

Car, home, condo, renters, landlords & hosts, motorcycle, ATV, boat, life, and business insurance.

Can I visit without an appointment?

Yes. Walk-ins are welcome Monday to Friday, 9 a.m. to 5 p.m.

What areas do you serve?

We serve Saint James, Smithtown, Stony Brook, Brookhaven, Huntington, Babylon, Islip, Riverhead, Southampton, and Nassau County. Thomas is licensed in New York State.

Can I text your agency?

Yes. You can text us at (631) 686-5177.

Does booking a call start my coverage?

No. Booking a call schedules a consultation. It does not activate a policy.

Are you open on weekends?

Our office is closed on Saturday and Sunday.

faqs

Frequently Asked
Insurance Questions

Is the insurance consultation really free?

Yes. There is no cost to meet or speak with us, whether you visit the office or book a call.

What types of insurance do you offer?

Car, home, condo, renters, landlords & hosts, motorcycle, ATV, boat, life, and business insurance.

Can I visit without an appointment?

Yes. Walk-ins are welcome Monday to Friday, 9 a.m. to 5 p.m.

What areas do you serve?

We serve Saint James, Smithtown, Stony Brook, Brookhaven, Huntington, Babylon, Islip, Riverhead, Southampton, and Nassau County. Thomas is licensed in New York State.

Can I text your agency?

Yes. You can text us at (631) 686-5177.

Does booking a call start my coverage?

No. Booking a call schedules a consultation. It does not activate a policy.

Are you open on weekends?

Our office is closed on Saturday and Sunday.

faqs

Frequently Asked
Insurance Questions

Is the insurance consultation really free?

Yes. There is no cost to meet or speak with us, whether you visit the office or book a call.

What types of insurance do you offer?

Car, home, condo, renters, landlords & hosts, motorcycle, ATV, boat, life, and business insurance.

Can I visit without an appointment?

Yes. Walk-ins are welcome Monday to Friday, 9 a.m. to 5 p.m.

What areas do you serve?

We serve Saint James, Smithtown, Stony Brook, Brookhaven, Huntington, Babylon, Islip, Riverhead, Southampton, and Nassau County. Thomas is licensed in New York State.

Can I text your agency?

Yes. You can text us at (631) 686-5177.

Does booking a call start my coverage?

No. Booking a call schedules a consultation. It does not activate a policy.

Are you open on weekends?

Our office is closed on Saturday and Sunday.

bg

LET'S TALK

Speak With a Local Insurance Agent in New York

bg

LET'S TALK

Speak With a Local Insurance Agent in New York

bg

LET'S TALK

Speak With a Local Insurance Agent in New York