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✱ Free consultations ✱ Walk-ins welcome weekdays ✱ Serving St. James since 2020
Local Insurance Guidance in Smithtown, New York
Local Insurance Guidance in Smithtown, New York
Local Insurance Guidance in Smithtown, New York
TJM Agency is an Allstate agency on Moriches Road. Visit our office or book a call, and we'll review your auto, home, life, or business coverage with you. Consultations are always free.
TJM Agency is an Allstate agency on Moriches Road. Visit our office or book a call, and we'll review your auto, home, life, or business coverage with you. Consultations are always free.
Proud to support the Smith Town community
About TJM Agency
Local Service, Backed by Allstate
Since
Serving Saint James from our Moriches Road office.
Since
Serving Saint James from our Moriches Road office.
Since
Serving Saint James from our Moriches Road office.
Experience
Years of Allstate protecting its customers.
Experience
Years of Allstate protecting its customers.
Experience
Years of Allstate protecting its customers.
Coverage
Types of insurance for home, vehicles, family, and business.
Coverage
Types of insurance for home, vehicles, family, and business.
Coverage
Types of insurance for home, vehicles, family, and business.
Local Rating
From 210 customer reviews of our Saint James office.
Local Rating
From 210 customer reviews of our Saint James office.
Local Rating
From 210 customer reviews of our Saint James office.




Services
Insurance for NY Families and Businesses
Home & Property Insurance
Homeowners, condo, renters, and landlords & hosts coverage for where you live or rent out.
Car & Recreation Insurance
Car, motorcycle, ATV, and boat insurance for everything you drive or ride.
Life Insurance
Coverage that helps provide financial security for the people who depend on you.
Business Insurance
Coverage for small business owners, from a local agent who runs a small business too.




Services
Insurance for NY Families and Businesses
Home & Property Insurance
Homeowners, condo, renters, and landlords & hosts coverage for where you live or rent out.
Car & Recreation Insurance
Car, motorcycle, ATV, and boat insurance for everything you drive or ride.
Life Insurance
Coverage that helps provide financial security for the people who depend on you.
Business Insurance
Coverage for small business owners, from a local agent who runs a small business too.




Services
Insurance for NY Families and Businesses
Home & Property Insurance
Homeowners, condo, renters, and landlords & hosts coverage for where you live or rent out.
Car & Recreation Insurance
Car, motorcycle, ATV, and boat insurance for everything you drive or ride.
Life Insurance
Coverage that helps provide financial security for the people who depend on you.
Business Insurance
Coverage for small business owners, from a local agent who runs a small business too.
how it works
How a Free Insurance Consultation Works
STEP 01
Reach Out
Book a call online, call or text our office, or visit us any weekday between 9 a.m. and 5 p.m.
STEP 01
Reach Out
Book a call online, call or text our office, or visit us any weekday between 9 a.m. and 5 p.m.
STEP 02
Strategize
We develop a tailored roadmap aligned with your goals, defining measurable objectives, structured milestones, and focused execution priorities.
STEP 02
Strategize
We develop a tailored roadmap aligned with your goals, defining measurable objectives, structured milestones, and focused execution priorities.
STEP 03
Execute
We support implementation, monitor progress consistently, refine strategy when needed, and ensure sustainable growth through disciplined performance.
STEP 03
Execute
We support implementation, monitor progress consistently, refine strategy when needed, and ensure sustainable growth through disciplined performance.
STEP 01
Reach Out
Book a call online, call or text our office, or visit us any weekday between 9 a.m. and 5 p.m.
STEP 02
Strategize
We develop a tailored roadmap aligned with your goals, defining measurable objectives, structured milestones, and focused execution priorities.
STEP 03
Execute
We support implementation, monitor progress consistently, refine strategy when needed, and ensure sustainable growth through disciplined performance.
STEP 02
Share Your Needs
Bring your current policies if you have them. We'll ask about your home, your vehicles, and anything else you want protected.
STEP 03
Review Your Options
We'll walk you through the coverage that fits your situation and answer your questions. You decide the next step.
Our Insurance Solutions
Coverage Built Around
What Matters Most
Coverage Built Around
What Matters Most

Umbrella
Extra liability protection that helps cover you when the limits of your other insurance policies aren’t enough.

Umbrella
Extra liability protection that helps cover you when the limits of your other insurance policies aren’t enough.

Umbrella
Extra liability protection that helps cover you when the limits of your other insurance policies aren’t enough.
WAYS TO CONNECT
Talk With Our Team
Talk With Our Team
Book A Call
Most Convenient
For busy schedules and quick planning.
Choose your preferred day and time
Personal call with our team
Review of your coverage needs
Options explained over the phone
Follow-up at your convenience
Free
Consultation
Book A Call
Most Convenient
For busy schedules and quick planning.
Choose your preferred day and time
Personal call with our team
Review of your coverage needs
Options explained over the phone
Follow-up at your convenience
Free
Consultation
Call or Text Us
For quick questions and updates.
Speak with our team directly
Ask quick questions
Get help with next steps
Monday–Friday, 9 a.m.–5 p.m.
9 a.m. to 5 p.m
(631) 686-5177
Call or Text Us
For quick questions and updates.
Speak with our team directly
Ask quick questions
Get help with next steps
Monday–Friday, 9 a.m.–5 p.m.
9 a.m. to 5 p.m
(631) 686-5177
Visit Our Office
For those who prefer to meet face to face.
Meet with our team in person
Review your insurance needs
Coverage options explained in person
Get help understanding your options
Visit during office hours
Free
/Consultation
Visit Our Office
For those who prefer to meet face to face.
Meet with our team in person
Review your insurance needs
Coverage options explained in person
Get help understanding your options
Visit during office hours
Free
/Consultation
OUR AGENCY
Meet Our Team. Your Local Agent.
Meet Our Team. Your Local Agent.

U.S. Marine, Former Teacher and Coach
12+ Years Experience
After two decades in leadership at Apple and Dell, Thomas opened TJM Agency to serve the town he calls home. He brings the same discipline he learned as a Marine and the patience he learned as a teacher to every customer conversation.

U.S. Marine, Former Teacher and Coach
12+ Years Experience
After two decades in leadership at Apple and Dell, Thomas opened TJM Agency to serve the town he calls home. He brings the same discipline he learned as a Marine and the patience he learned as a teacher to every customer conversation.
blogs
Insurance Tips from Our Saint James Office
Mar 7, 2026
5 min read
What to Bring to Your Car Insurance Consultation
A short list of documents that help us review your coverage.
Mar 7, 2026
5 min read
What to Bring to Your Car Insurance Consultation
A short list of documents that help us review your coverage.
Mar 8, 2026
5 min read
7 Questions to Ask During a Home Insurance Review
Make sure your policy still fits your home and your plans.
Mar 8, 2026
5 min read
7 Questions to Ask During a Home Insurance Review
Make sure your policy still fits your home and your plans.
Mar 9, 2026
5 min read
A Renters Insurance Checklist for Your Next Move
Steps to protect your belongings before and after moving day.
Mar 9, 2026
5 min read
A Renters Insurance Checklist for Your Next Move
Steps to protect your belongings before and after moving day.
faqs
Frequently Asked
Insurance Questions
Is the insurance consultation really free?
Yes. There is no cost to meet or speak with us, whether you visit the office or book a call.
What types of insurance do you offer?
Car, home, condo, renters, landlords & hosts, motorcycle, ATV, boat, life, and business insurance.
Can I visit without an appointment?
Yes. Walk-ins are welcome Monday to Friday, 9 a.m. to 5 p.m.
What areas do you serve?
We serve Saint James, Smithtown, Stony Brook, Brookhaven, Huntington, Babylon, Islip, Riverhead, Southampton, and Nassau County. Thomas is licensed in New York State.
Can I text your agency?
Yes. You can text us at (631) 686-5177.
Does booking a call start my coverage?
No. Booking a call schedules a consultation. It does not activate a policy.
Are you open on weekends?
Our office is closed on Saturday and Sunday.
faqs
Frequently Asked
Insurance Questions
Is the insurance consultation really free?
Yes. There is no cost to meet or speak with us, whether you visit the office or book a call.
What types of insurance do you offer?
Car, home, condo, renters, landlords & hosts, motorcycle, ATV, boat, life, and business insurance.
Can I visit without an appointment?
Yes. Walk-ins are welcome Monday to Friday, 9 a.m. to 5 p.m.
What areas do you serve?
We serve Saint James, Smithtown, Stony Brook, Brookhaven, Huntington, Babylon, Islip, Riverhead, Southampton, and Nassau County. Thomas is licensed in New York State.
Can I text your agency?
Yes. You can text us at (631) 686-5177.
Does booking a call start my coverage?
No. Booking a call schedules a consultation. It does not activate a policy.
Are you open on weekends?
Our office is closed on Saturday and Sunday.
faqs
Frequently Asked
Insurance Questions
Is the insurance consultation really free?
Yes. There is no cost to meet or speak with us, whether you visit the office or book a call.
What types of insurance do you offer?
Car, home, condo, renters, landlords & hosts, motorcycle, ATV, boat, life, and business insurance.
Can I visit without an appointment?
Yes. Walk-ins are welcome Monday to Friday, 9 a.m. to 5 p.m.
What areas do you serve?
We serve Saint James, Smithtown, Stony Brook, Brookhaven, Huntington, Babylon, Islip, Riverhead, Southampton, and Nassau County. Thomas is licensed in New York State.
Can I text your agency?
Yes. You can text us at (631) 686-5177.
Does booking a call start my coverage?
No. Booking a call schedules a consultation. It does not activate a policy.
Are you open on weekends?
Our office is closed on Saturday and Sunday.

LET'S TALK
Speak With a Local Insurance Agent in New York

LET'S TALK
Speak With a Local Insurance Agent in New York

LET'S TALK


















